tag:blogger.com,1999:blog-52118049433309566452024-03-13T04:32:14.466-07:00Insurance AdviseChandan Purviyahttp://www.blogger.com/profile/15839039397309341366noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-5211804943330956645.post-74790207082606036982019-11-26T21:34:00.000-08:002019-11-26T21:41:39.980-08:00Aam Admi Beema Yojana<div dir="ltr" style="text-align: left;" trbidi="on">
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Aam Admi Beema Yojana</h1>
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<li style="box-sizing: border-box; display: table; line-height: 1.8; list-style: none; margin: 0px 0px 16px; padding: 0px;"><span class="desc" style="box-sizing: border-box; display: table-cell; font-weight: bold; padding-left: 10px; vertical-align: middle;">Claim up to Rs. 55,000 deduction under section 80D*</span></li>
<li style="box-sizing: border-box; display: table; line-height: 1.8; list-style: none; margin: 0px 0px 16px; padding: 0px;"><span class="simplified-landing-banner-icons hi-cashless-treatment" style="background-image: url("/images/sprite/sprite-landing-banner-v6.png"); background-position: -11px -1526px; box-sizing: border-box; display: table-cell; height: 48px; margin-right: 15px; vertical-align: middle; width: 50px;"></span><span class="desc" style="box-sizing: border-box; display: table-cell; font-weight: bold; padding-left: 10px; vertical-align: middle;">10,000+ hospitals for cashless treatment</span></li>
<li style="box-sizing: border-box; display: table; line-height: 1.8; list-style: none; margin: 0px 0px 16px; padding: 0px;"><span class="simplified-landing-banner-icons hi-room-rent-limit" style="background-image: url("/images/sprite/sprite-landing-banner-v6.png"); background-position: -11px -1602px; box-sizing: border-box; display: table-cell; height: 48px; margin-right: 15px; vertical-align: middle; width: 50px;"></span><span class="desc" style="box-sizing: border-box; display: table-cell; font-weight: bold; padding-left: 10px; vertical-align: middle;">Insurers offer plans with no limit on room rent</span></li>
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<span style="color: #34495e; font-family: "lato" , "helvetica" , "arial" , sans-serif; font-size: 16px;">Aam Aadmi Bima Yojana is a Social Security Scheme which had been initiated as well as administered by the Indian Government for mostly the rural landless households. It was launched as recently as October 2, 2007. This scheme provides coverage to the head of the family or one earning member in the family. The premium of Rs.200/- per person per annum is shared equally by the Central Government and the State Government, so as to ensure that the insured person has to pay no premium. The member to be covered should be aged between 18 and 59 years. The Ministry of Finance, under the Government of India made an approval for the merger of Social Security Schemes viz., Aam Aadmi Bima Yojana (AABY) and Janashree Bima Yojana (JBY). The merged scheme was hence renamed “Aam Aadmi Bima Yojana” and has come into effect from January 1, 2013.</span><br />
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Why was Aam Aadmi Bima Yojana Launched?</h2>
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This particular scheme was launched as late as October, 2007. This means that the requirement for such a scheme existed in the late 2000s. It is essential to understand what the basic requirement of this is in the Indian economy. Aam Aadmi Bima Yojana is intended for social security and financial aid to the people of rural India. This not only includes people below the poverty line but also people living in areas which do not have access to urban facilities such as big hospitals, or even a pharmacy for that matter. With changing topography of the Indian economy and the middle class and above being able to pull themselves along with changing times, people of rural India, who form the majority are falling back due to the lack of aid. This particular scheme intends to aid people at such a time.</div>
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Benefits of Aam Aadmi Bima Yojana:</h2>
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The benefits under Aam Aadmi Bima Yojana scheme are as follows:</div>
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<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">The Death Benefit Of this scheme is given to the surviving nominees or family of the policyholder on the event of a natural death is Rs. 30,000/-.</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">In case the death has occurred due to accident/on permanent total disability due to accident (loss of 2 eyes or 2 limbs) the amount given to the nominees or family members of the owner of the policy is Rs. 75,000.</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">In the case of partial permanent disability due to accident (loss of one eye or one limb) the amount given to the nominees or family members of the owner of the policy is Rs. 37500/-</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Scholarship benefits: Scholarship is a Free Add-on benefit provided to a maximum of two children of the beneficiary who are studying between 9th to 12th Standard @ Rs.100/= per month for each child, which is payable at a half yearly basis – July 1 and on January 1, every year.</li>
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Eligibility Criteria for Aam Aadmi Bima Yojana:</h2>
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The following are the basic requirements for applying for the Aam Aadmi Bima Yojana:</div>
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<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">The applicants should be aged between 18 and 59.</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">The applicant ideally should be the head of the family or one of the earning members of a below poverty line family (BPL) or marginally above the poverty line under identified vocational group/rural landless household.</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Some documentation is also required.</li>
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Documentation Required for Aam Aadmi Bima Yojana Application:</h2>
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The following are the documentation requirements to apply for this scheme:</div>
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<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Ration Card</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Extract from Birth Register</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Extract from School Certificate</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Voter’s List</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Identity card issued by reputed employer/Government Department.</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Unique Identification Card (Aadhar Card)</li>
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Aam Aadmi Bima Yojana Premiums:</h2>
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The premium that has to be paid by a member is initially charged at Rs.200/- per annum for each member for a basic cover of Rs.30,000/-. Half of this amount is subsidized from the Social Security Fund. In the case of a Rural Landless Household (RLH) the remaining 50 % premium is borne by the State Government/ Union Territory. In the case of other occupational group the remaining 50% premium shall be borne by the Nodal Agency and/or State Government/ or Member and Union Territory.</div>
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Procedure to Claim Aam Aadmi Bima Yojana:</h2>
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The death or disability claims which are under this scheme are supposed to be settled by the P&GS Unit of LIC. They make a direct payment to the beneficiaries through NEFT. In the case that there isn't a NEFT facility available, the money for the claim is directly transferred to the bank account of beneficiaries. This would also require prior approval from competent authority, the A/C payee cheque or claim can be paid by any other mode as decided by LIC.</div>
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Death Claim Procedure:</h3>
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<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">In the event of death of the member during the period of coverage and while the policy is in force, an application has to be made by his/her nominee.</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">This application should be made along with a Death Certificate for payment of claim amount to the designated official of the Nodal Agency.</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">The designated official of the particular Nodal Agency has to then verify the claim papers.</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">The officer will then submit the documentation and application along with the death certificate and a certificate that the deceased member was head /earning member of the family belonging to the BPL/Marginally above BPL family under the eligible occupations under the scheme.</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Nodal Agency has to submit the following with the application:<ol style="box-sizing: border-box; line-height: 1.8; list-style-image: initial; list-style-position: initial; margin: 0px 0px 10px 15px; padding: 0px 0px 0px 20px;">
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Claim Form duly completed in all respects</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Original death certificate along with a copy duly attested.</li>
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Accident Claim Procedure:</h3>
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In case of accident benefit claim additional requirements have to be submitted along with the Death Registration Certificate. This includes:</div>
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<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Copy of FIR</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Post Mortem Report</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Police Inquest Report</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Police Conclusion Report / Final Report of Police.</li>
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Scholarship Claim Procedure:</h3>
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The member of Aam Aadmi Bima Yojana whose child is eligible for this scholarship has to fill up an application form every half a year and submit it to the Nodal Agency.</div>
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<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">The Nodal Agency will have to identify and then verify the students.</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">The Nodal Agency official then would submit the list of beneficiary students to the concerned P&GS unit with full details which include:<ol style="box-sizing: border-box; line-height: 1.8; list-style-image: initial; list-style-position: initial; margin: 0px 0px 10px 15px; padding: 0px 0px 0px 20px;">
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Name of the student</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">School’s name</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Class</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Member’s name</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Master policy no.</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Membership no.</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">NEFT details for direct payment.</li>
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<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">Each half year, on July 1 and January 1, LIC will credit the scholarship payment to the Account of the beneficiary student, by NEFT or bank account, if the NEFT facility is unavailable.</li>
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FAQs for Aam Aadmi Bima Yojana:</h2>
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Where Can You Apply for The Aam Aadmi Yojana Scheme?</h3>
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The individual has to apply at their respective Nodal Agency. A“Nodal Agency” is basically the Central Ministerial Department or State Government or Union Territory of India or any other institutionalized arrangement or any registered NGO appointed to administer the Scheme as per the rules in the applicant’s residential area. In the case of “Rural Landless Households”, which is the case for most applicants the nodal agency would mean the State Government or Union Territory appointed to administer the scheme.</div>
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What is the Aam Aadmi Bima Yojana Premium Fund?</h3>
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There is a fund called “Aam Aadmi Bima Yojana Premium Fund“, established by the Central Government to pay the contribution by the Central Government. This fund is maintained by LIC. Under the AABY, a free add-on benefit in the form of scholarship to children is also available.</div>
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What are the Vocations and occupations Covered Under Aam Aadmi Bima Yojana?</h3>
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The following occupations and vocations are covered:lala</div>
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<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top-left-radius: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Brick Kiln Workers</td><td style="border-right: 0px; border-top-right-radius: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Textile</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Beedi Workers</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Food Stuffs like Khandsari / Sugar</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Carpenters</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Manufacture of Wood Products</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Cobblers</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Manufacture of Paper Products</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Fishermen</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Manufacture of Leather Products</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Hamals</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Printing</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Handicraft Artisans</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Rubber & Coal Products</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Handloom Weavers</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Chemical Products like candle manufacture</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Handloom & Khadi Weavers</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Mineral products like earthen toys manufacture</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Lady Tailors</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Agriculturists</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Leather & Tannery Workers</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Transport Drivers Association</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Papad Workers attached to ‘SEWA’</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Transport Karmacharis</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Physically Handicapped Self Employed Persons</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Rural Poor <script async src="https://pagead2.googlesyndication.com/pagead/js/adsbygoogle.js"></script>
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<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Primary Milk Producers</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Construction Workers</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Rickshaw Pullers / Auto Drivers</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Fire Crackers’ Workers</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Safai Karamacharis</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Coconut Processors</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Salt Growers</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Aanganwadi Teachers</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Tendu Leaf Collectors</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Kotwal</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Scheme for the Urban Poor</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Plantation Workers</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Forest Workers</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Women Associated with Self-Help Groups</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Sericulture</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Sheep Breeders</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Toddy Tappers</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Overseas Indian Workers</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Powerloom Workers</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Rural Landless Households</td></tr>
<tr style="box-sizing: border-box;"><td style="border-right: 1px solid rgb(221, 221, 221); border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Hilly Area Women</td><td style="border-right: 0px; border-top: 1px solid rgb(221, 221, 221); box-sizing: border-box; padding: 9px 15px; text-align: left; vertical-align: middle;">Unorganized workers covered under RSBY</td></tr>
</tbody></table>
</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;"><h3 style="background: rgb(255, 255, 255); border-right: 0px solid rgb(221, 221, 221); box-sizing: border-box; font-size: 20px; line-height: normal; margin: 10px 0px; padding: 18px 0px;">
How is the Scheme Working Out Currently?</h3>
<div style="box-sizing: border-box; line-height: 1.8; margin-bottom: 10px; padding: 0px;">
The last data that was released for Aam Aadmi Yojana on March 2015, has some things that could be highlighted:</div>
<ol style="box-sizing: border-box; line-height: 1.8; list-style-image: initial; list-style-position: initial; margin: 0px 0px 10px 15px; padding: 0px 0px 0px 20px;">
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">The number of the new lives covered for the fiscal year was 3,275,291.</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">The claims that were paid for the FY 2014-2015 was for over 42,00 policies.</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">The amount paid out for these claim for Fy 2014-15 was Rs. 14,43,227</li>
<li style="box-sizing: border-box; line-height: 1.8; margin: 0px; padding: 0px;">The scholarship claims were at 619985 children amounting to Rs. 41,81, 64,800.</li>
</ol>
<div style="box-sizing: border-box; line-height: 1.8; margin-bottom: 10px; padding: 0px;">
These numbers show that this scheme is working out more for young scholars, more than a life insurance cover for rural.<script async src="https://pagead2.googlesyndication.com/pagead/js/adsbygoogle.js"></script>
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GST rate of 18% applicable for all financial services effective July 1, 2017.</div>
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Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.</div>
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Chandan Purviyahttp://www.blogger.com/profile/15839039397309341366noreply@blogger.comtag:blogger.com,1999:blog-5211804943330956645.post-10498956323587515862019-11-24T23:47:00.000-08:002019-11-25T00:45:44.074-08:00Pradhan Mantri Suraksha Bima Yojana<div dir="ltr" style="text-align: left;" trbidi="on">
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Pradhan Mantri Suraksha Bima Yojana (PMSBY – </h3>
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Scheme 1 - for Accidental Death Insurance)</h3>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Eligibility: </b>Available to people in age group 18 to 70 years with bank account.</div>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Premium: </b>Rs.12 per annum.</div>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Payment Mode: </b>The premium will be directly auto-debited by the bank from the subscribers account on or before 1 st June of each annual coverage period under the scheme.</div>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Risk Coverage:</b></div>
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<li style="line-height: 24px; margin: 0px; padding: 0px; width: 640.766px;">Death - Rs 2 Lakh</li>
<li style="line-height: 24px; margin: 0px; padding: 0px; width: 640.766px;">Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of hand or foot - Rs 2 Lakh</li>
<li style="line-height: 24px; margin: 0px; padding: 0px; width: 640.766px;">Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot – Rs.1 Lakh.</li>
</ul>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Eligibility : </b>Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year before 1st of June in order to join the scheme. Name of nominee to be given in the form.</div>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Terms of Risk Coverage : </b>A person has to opt for the scheme every year. S/He can also prefer to give a long-term option of continuing in which case his/her account will be auto-debited every year by the bank.</div>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Who will implement this Scheme?:</b></div>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
The scheme will be offered by all Public Sector General Insurance Companies and all other insurers who are willing to join the scheme and tie-up with banks for this purpose.</div>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Government Contribution:</b></div>
<ul style="clear: both; color: #565656; font-family: arial; font-size: 13px; list-style-image: initial; list-style-position: initial; margin: 0px 0px 5px; padding: 0px 0px 0px 43.5px; width: 681.672px;">
<li style="line-height: 24px; margin: 0px; padding: 0px; width: 640.766px;">Various Ministries can co-contribute premium for various categories of their beneficiaries from their budget or from Public Welfare Fund created in this budget from unclaimed money. This will be decided separately during the year.</li>
<li style="line-height: 24px; margin: 0px; padding: 0px; width: 640.766px;">Common Publicity Expenditure will be borne by the Government.</li>
</ul>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Source: </b><a class="ext-link-icon" href="http://www.jansuraksha.gov.in/Files/PMSBY/ENGLISH/FAQ.pdf" style="background-attachment: initial; background-clip: initial; background-image: url("ext-link-icon"); background-origin: initial; background-position: right center; background-repeat: no-repeat; background-size: initial; color: #4785ac; cursor: pointer; display: inline; margin: 0px; padding: 0px 18px 0px 0px; text-decoration-line: none;" target="_blank" title="External website that opens in new window">Jan Suraksha website</a></div>
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The Pradhan Mantri Jeevan Jyoti Bima Yojana </h3>
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(PMJJBY – Scheme 2 - for Life Insurance Cover)</h3>
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<b style="margin: 0px; padding: 0px;">Eligibility : </b>Available to people in the age group of 18 to 50 and having a bank account. People who join the scheme before completing 50 years can, however, continue to have the risk of life cover up to the age of 55 years subject to payment of premium.<br />
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<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Premium : </b>Rs.330 per annum. It will be auto-debited in one installment.</div>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Payment Mode: </b>The payment of premium will be directly auto-debited by the bank from the subscribers account.</div>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Risk Coverage : </b>Rs.2 Lakh in case of death for any reason.</div>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Terms of Risk Coverage : </b>A person has to opt for the scheme every year. He can also prefer to give a long-term option of continuing, in which case his account will be auto-debited every year by the bank.</div>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Who will implement this Scheme?:</b></div>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
The scheme will be offered by Life Insurance Corporation and all other life insurers who are willing to join the scheme and tie-up with banks for this purpose.</div>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Government Contribution:</b></div>
<ul style="clear: both; color: #565656; font-family: arial; font-size: 13px; list-style-image: initial; list-style-position: initial; margin: 0px 0px 5px; padding: 0px 0px 0px 43.5px; width: 681.672px;">
<li style="line-height: 24px; margin: 0px; padding: 0px; width: 640.766px;">Various other Ministries can co-contribute premium for various categories of their beneficiaries out of their budget or out of Public Welfare Fund created in this budget out of unclaimed money. This will be decided separately during the year.</li>
<li style="line-height: 24px; margin: 0px; padding: 0px; width: 640.766px;">Common Publicity Expenditure will be borne by Government.</li>
</ul>
<div style="color: #565656; font-family: arial; font-size: 13px; padding: 0px 0px 1em;">
<b style="margin: 0px; padding: 0px;">Source: </b><a class="ext-link-icon" href="http://www.jansuraksha.gov.in/Files/PMJJBY/ENGLISH/FAQ.pdf" style="background-attachment: initial; background-clip: initial; background-image: url("ext-link-icon"); background-origin: initial; background-position: right center; background-repeat: no-repeat; background-size: initial; color: #4785ac; cursor: pointer; display: inline; margin: 0px; padding: 0px 18px 0px 0px; text-decoration-line: none;" target="_blank" title="External website that opens in new window">Jan Suraksha website</a></div>
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Related resources</h3>
<a href="https://www.blogger.com/null" name="section-2" style="cursor: pointer; font-family: arial; font-size: 13px; margin: 0px; padding: 0px;"></a><a href="https://www.blogger.com/null" name="section-3" style="cursor: pointer; font-family: arial; font-size: 13px; margin: 0px; padding: 0px;"></a><br />
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<li style="line-height: 24px; margin: 0px; padding: 0px; width: 640.766px;"><a class="ext-link-icon" href="http://www.jansuraksha.gov.in/Forms-PMJJBY.aspx" style="background-attachment: initial; background-clip: initial; background-image: url("ext-link-icon"); background-origin: initial; background-position: right center; background-repeat: no-repeat; background-size: initial; color: #4785ac; cursor: pointer; display: inline; margin: 0px; padding: 0px 18px 0px 0px; text-decoration-line: none;" target="_blank" title="External website that opens in new window">Forms related to Pradhan Mantri Jeevan Jyoti Bima Yojana</a></li>
<li style="line-height: 24px; margin: 0px; padding: 0px; width: 640.766px;"><a class="ext-link-icon" href="http://www.jansuraksha.gov.in/Forms-PMSBY.aspx" style="background-attachment: initial; background-clip: initial; background-image: url("ext-link-icon"); background-origin: initial; background-position: right center; background-repeat: no-repeat; background-size: initial; color: #4785ac; cursor: pointer; display: inline; margin: 0px; padding: 0px 18px 0px 0px; text-decoration-line: none;" target="_blank" title="External website that opens in new window">Forms related to Pradhan Mantri Suraksha Bima Yojana</a></li>
<li style="line-height: 24px; margin: 0px; padding: 0px; width: 640.766px;"><a class="ext-link-icon" href="http://www.jansuraksha.gov.in/files/STATEWISETOLLFREE.pdf" style="background-attachment: initial; background-clip: initial; background-image: url("ext-link-icon"); background-origin: initial; background-position: right center; background-repeat: no-repeat; background-size: initial; color: #4785ac; cursor: pointer; display: inline; margin: 0px; padding: 0px 18px 0px 0px; text-decoration-line: none;" target="_blank" title="External website that opens in new window">State-wise toll free numbers for Jan Suraksha</a></li>
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Chandan Purviyahttp://www.blogger.com/profile/15839039397309341366noreply@blogger.comtag:blogger.com,1999:blog-5211804943330956645.post-68135483857550235632019-10-03T19:39:00.001-07:002019-11-24T23:48:10.726-08:00Best Car Insurance In India!<div dir="ltr" style="text-align: left;" trbidi="on">
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<b>Best Car Insurance In India!</b></div>
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<b>What Is Car Insurance?</b></div>
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Vehicle insurance protects us from any kind of loss, damage, and accidents. In this, we make a contract with the insurance company. in this insurance, we have to pay the insurance premium and in return, the company pays our all accidents and damages. auto insurance company according to agreement they give property, liability, and medical coverage. Some Companies offer us insurance to secure any kind of future problem with your car. if you take insurance from any company then they will provide you full securance of your car. (<i>Read Full article for more information</i>) if your car gets any kind of accident. there are three types of <b>car insurance</b>. first is (First Party) And Second is (First Party Zero Dept Insurance) and third is (Third Party Insurance)</div>
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1.First-Party Insurance<br />
2.First Party Zero Dept Insurance<br />
3.Third-Party Insurance</div>
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<b>First-Party Insurance:</b> If your car gets any kind of dent in the body or your car's mirror gets broken, If anyone gets an accident from your car and he/she claims money from you than the insurance company will pay for this. But not all the amount they will give some percentage of your money some money you have to pay. </div>
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<b>First Party Zero Dept Insurance:</b> If you get an accident and you get to the hospital than all money will be payable by the <b>Car insurance</b> company. you no need to pay a single amount from your pocket.insurance company will pay the full amount of your damage your hospital bills and if your mirror gets broken or car body get any kind of scratches than your car repairing cost and everything will pay by insurance company. </div>
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<b>Third-Party Insurance:</b> This <b><a href="https://insurance.taxsureconsultant.com/2019/10/best-car-insurance-in-india.html" target="_blank">car Insurance</a></b> is for common people. if form your car anybody gets an accident and he/she died and he claims money than the full claimed amount will payable by the insurance company.</div>
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<b><i>Now the question is.</i></b></div>
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<b><i>Que- Which Insurance we should take?</i></b></div>
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Ans- It totally depends on you. if you have good space for car parking or you do not use your car too much then you should take third party <b>car insurance</b>, If you've given your car on rant than you should take First Party Zero Dept Insurance, If any of you work car that is used by many people at same time then you can take First Party Insurance.</div>
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<b>Why Insurance Is Important?</b></div>
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In case we got an accident and you are not able to move from your bad or died in an accident than an insurance company will help by giving you a good amount to your family. if you do not take insurance then after your death your family doesn't have money than they will get in a problem after your death in a car accident so its good to take insurance for your car.</div>
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<b>Top Best Car Insurance Companies: </b></div>
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<li>1.Bajaj Allianz General Insurance Co. Ltd.</li>
<li>2.Tata AIG General Insurance Co. Ltd.</li>
<li>3.The New India Assurance Co. Ltd.</li>
</ul>
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<b>Bajaj Allianz General Insurance Co. Ltd.</b></div>
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Bajaj Allianz has a large number of customers and they provide the best service in India. these are some facilities that Bajaj Allianz Provide - Doorstep surveyor facility, online purchase, instant message of all types of notification, cashless, anytime available customer service for you 365 in a year. that puts this company on top of my list.</div>
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<b>Tata AIG General Insurance Co. Ltd.</b></div>
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This is the second recommended company from our list. that also provides us the best service. these are some facilities that car Tata AIG provides us such as- free vehicle pickup, warranty on repairs, cashless, on-time pick up, claim statement in 7 days, other addons.</div>
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<b>The New India Assurance Co. Ltd.</b></div>
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This is the third recommended insurance company by us. you can also go with that company if this company is filling your requirements. these are some facilities which this company is providing such as- appointment just in 3 days, claim insurance in 3 days after approval, cashless settlement, fast claim.<br />
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How To Choose Best Car Insurance Policy?</h3>
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Almost all insurer provide cashless facilities.</div>
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Both: Public and private sector company. it doesn't matter if you take from agent, insurance broker car dealer, or online so don't confuse.<br />
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<b><i>5 Key Things:</i></b></div>
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1. IDV/ Insured Declared Value </div>
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2. Excess / Deductible</div>
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3. Add-on Covers</div>
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4. NCB/ No Claim Bonus</div>
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5. Take Written Quotation & Check Details<br />
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<b>IDV/ Insured Declared Value.</b></div>
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Idv is the value that the price is declared. it means the insurance company will not give more than IDV value. simply that price is the current market value of your car. if you think this value is low then you can increase it 5% - 10% at the time of policy renewal. your insurance premium value is linked with IDV so if it is low then your policy will low and if it is high then your policy will high. as much your car is getting old then your IDV will also get low. this value is according to your car showroom and its age.<br />
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<b>Excess / Deductible.</b></div>
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Keep in mind this is which amount that you have to pay from your pocket on every claim. when you claim than the company will settle by cutting this amount. if you increase excess than policy will decrease. </div>
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<b>Add-on Covers.</b></div>
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It is that cover which you take by paying an additional premium. you can choose it on your demands such as- zero depreciation cover, return to invoice, engine protection, consumable cover, quick assistant, key replacement, daily cash allowance, NCB protection PA to Unnamed Passenger Etc. </div>
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<b>NCB/ No Claim Bonus.</b></div>
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If you have taken any <b><a href="https://insurance.taxsureconsultant.com/2019/10/best-car-insurance-in-india.html" target="_blank">car insurance</a> </b>and you have not claimed any amount full year according to NCB than you can get a discount and that discount will increase by every unclaimed year. Just you have to take care that is clearly mentioned in your NCB. normally it is mentioned in all NCB but some companies do not mention in their NCB. if that is not mentioned then you can ask your company to mention.</div>
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<b>Take Written Quotation & Check Details.</b></div>
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5th most important thing is if you talk on the phone to the company than ask them for a written mail and keep in mind all details of the car are correctly given such as registration number, your name, make and model, engine no. and chassis number, and year of manufacturing.</div>
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<b>Final Words.</b></div>
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All details are given on this site is not 100% accurate so please don't trust blindly. Please ask your company to verify the information</div>
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Chandan Purviyahttp://www.blogger.com/profile/15839039397309341366noreply@blogger.comtag:blogger.com,1999:blog-5211804943330956645.post-69830744719817050302019-10-03T19:37:00.000-07:002019-11-24T23:39:23.651-08:00Car Insurance Quote<div dir="ltr" style="text-align: left;" trbidi="on">
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<b>Car Insurance Quotes | Insurance</b></div>
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First of all, you have to understand about car insurance and that about <b>Car Insurance Quote</b>. So car insurance in a plan of the insurance company to protect your car from any kind of damage or loss. Companies provide many kinds of insurance such as- for your Car, Bike, Health and various types of insurance for various types of expansive things. But in this article, we only talk about car insurance and <b>car insurance quotes</b>. So if you have any doubt for <b>car insurance quotes </b>than you came at the right place. in our site, we only share information about insurance, loan, donation and etc.</div>
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<b>Why We Should Go For Car Insurance Quotes?</b></div>
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There are many advantages of <b>Car Insurance Quote</b>. If we take this then we will safe from many car problems such as Loosing Or Stealing your car, Any kind of accident Ex. - If you are moving on road freely and accidentally any heavy vehicle comes to your place and you get an accident from the heavy vehicle and your car get totally wasted or get heavy damage to this accident. Then if you have taken <b>Car Insurance Quote</b> than all loss will be paid by the insurance company(<i>According to your agreement</i>) OR if you get an accident and you get heavily injured from an accident than all hospital charge will be paid by insurance provider company you don't need to pay a single money for you treatment all expanses of hospital will be paid by insurance company. Similarly, if you do not take Car Insurance Quotes PA than if any accident happens then you have to pay your hospital bills from yourself and also the same thing applied on your car. All of your car expenses you have yo pay by yourself. That's why <b>Car Insurance Quotes</b> is compulsory for you all.</div>
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<b>Car Insurance Quotes Hidden Terms.</b></div>
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When you buy a Car than deales give you function for insurance. We request you to take <b>Car Insurance Quotes </b>for the full safety of your car. so in this article, we are understanding about <b>Car Insurance Quote</b>. They have two covers first is if your car gets stolen than the company will give full cost of your car, and second is if your car gets any kind of scratches than repairing cost will be payable by an insurance company(<i>As Per Your Insurance Agreement</i>). Basically, the car has various things like Plastic Materials Like- Bulb, glass, and rubber materials used in this. on these mentioned things a company may only give fifty percent of your losses. they will not give actual cost they will deduct fifty percent of actual value. it doesn't matter if your car is 1 year old or 5 years old. this insurance will only be provided if your car is 5 years old. and there are only 2 claims allowed in 1 year in this. companies will not cover your consumables by default you have to ask the company for consumables covers and also engine protection cover is not included by default. if your car engine siege by your mistake than the insurance company will not pay your claims unlees you have engine protection cover. </div>
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<b>Also Read➤</b> <a href="https://insurance.taxsureconsultant.com/2019/10/best-car-insurance-in-india.html" target="_blank">Best Car Insurance In India.</a></div>
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<b>Final Words(Conclusion): Car Insurance Quotes</b> is important for your car if you do not want to get any kind of loss or damage. <b>Car Insurance Quotes</b> you have to take or not it totally depends on your choice Our Website <a href="http://insurance.taxsureconsultant.com/" target="_blank">Insurance Advise</a> do not claim about any information that is shared o this blog all information is taken from the internet so do not trust on this blindly also this site is not responsible for any kind of your losses Thank you for visiting our site... Visit Again...</div>
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Chandan Purviyahttp://www.blogger.com/profile/15839039397309341366noreply@blogger.comtag:blogger.com,1999:blog-5211804943330956645.post-47523141745260218682019-10-03T19:33:00.000-07:002019-11-24T23:48:32.066-08:00Why Health Insurance Is Important?<div dir="ltr" style="text-align: left;" trbidi="on">
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<b>Why Health Insurance Is Important?</b></div>
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<span style="font-family: inherit;">First of all, we need to understand what is <b>health insurance?</b> In this article I am going to write about what is <b>health insurance</b>, how can you take it, why it is important and best way to take life insurance in India but my main focus of this article is about "Why <b>health insurance</b> is important"</span><br />
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<ul style="text-align: left;">
<li><b><span style="font-family: inherit;">Q.What Is Insurance?</span></b></li>
<li><span style="font-family: inherit;"><b>Ans.</b> Insurance is not a simple topic that I can explain it in a simple sentence. But is can write it in a simple sentence that you can understand it very easily. Basically, I can tell you in a simple language is that "Insurance is the way that you can protect yourself and your valuable assets and save yourself from financial crashes and also money losses. There are many companies in India that providing us the best <b>health insurance</b> policies. After taking their policies we can protect us from many kinds of money losses also from financial crashes. </span></li>
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<li><b><span style="font-family: inherit;">Q.What Is Health Insurance?</span></b></li>
<li><span style="font-family: inherit;"><b>Ans. </b>Health Insurence is a way that we can protect us from health-related issues such as accident, diseases like Ex. if anyone who take <b>health insurance</b>. And his/her get any kind of diseases such as cancer or any other harmful disease then the insurance company will pay his/her or medical expenses and also medical bills holder no need to pay there bill itself. If anyone who did not take any kind of health insurance then if he gets any kind of diseases such as cancer or anything then he/she have to pay their bills from there pocket.</span></li>
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<li><b><span style="font-family: inherit;">Q.Why Health Insurance Is Important?</span></b></li>
<li><span style="font-family: inherit;"><b>Ans. Health Insurance</b> in important for every individual for a safe and risk-free life. Because we don't know about our future life what is going to happen with our health. So if we have already taken <b>health insurance</b> then we can fight from our health expenses with the help of <b>health insurance</b>. That's why <b>health insurance</b> is important. If we have not taken <b>health insurance</b> then my we have to face so some financial crashes because of bad health or any dangerous diseases.</span></li>
</ul>
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<li><b><span style="font-family: inherit;">Q.What If We Don't Take Health Insurance?</span></b></li>
<li><span style="font-family: inherit;"><b>Ans. </b>It's simple if you do not take <b>health insurance</b>. Then if you got an accident and you get highly injured because of the accident and then you need a high amount of money. Then you have to pay all of your hospital bills from your pocket. Nobody will help you to pay that bill. and may your hospital bill is more than your budget than you may face a financial crash.</span></li>
</ul>
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<li><span style="font-family: inherit;"><b>Q.What If We Take Health Insurance?</b></span></li>
<li><span style="font-family: inherit;"><b>Ans.</b> It's also simple if you face any accident and you have to admit in the hospital. Because of any kind of accident than all medical expenses will be payable by the <b>health insurance</b> company. you no need to pay any kind of money from your bank. But listen all will happen according to your insurance terms and conditions and company promises.</span></li>
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<li><b><span style="font-family: inherit;">Q. How Health Insurance Works?</span></b></li>
<li><span style="font-family: inherit;"><b>Ans. </b>If you contact to your insurance company agent. Then he will introduce some <b>health insurance </b>plan you have to choose one according to your need then he will explain all about that plan. Then if any accident happens with you than all expenses will be paid by the insurance company you just have to claim it according to your plan and terms and conditions.</span></li>
</ul>
<b><span style="font-family: inherit;">Q. How Many Types Of Insurance Plans?</span></b><br />
<ul style="text-align: left;">
<li><span style="font-family: inherit;">Accident Cover</span></li>
<li><span style="font-family: inherit;">Critical Illness</span></li>
<li><span style="font-family: inherit;">Pure Health Insurance/Mediclaim</span></li>
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<li><span style="font-family: inherit;"><b>Accident Cover-</b> If you have taken this insurance plan. Then you got an accident and by this, you got some injuries. Then you won't be able to go to your office than after your claim insurance company will give some big amount for your home and help you to continue doing your house expenses normally. The best part is the accident cover plan premium is very low to pay. So you can pay for it easily. This plan helps you in case of disability. Some company also offer monthly payment in this case.</span></li>
<li><span style="font-family: inherit;"><b>Critical Illness- </b>If you have taken 25Lakhs cover than some illness will be covered. Such as cancer, heart attack, tumor, etc. Then, in this case, the company do not see. How many bills will payable and what your expenses because you have taken 25Lakh illness plan. Then when the company see your report of the hospital about your illness. Then they will directly give you 25Lakh rupees in one time. After that, you have to pay all your expenses from the given money. So a critical illness policy we should take because we do not have to give hospital bill or your expanses proofs just yout checkup report is enough.</span></li>
<li><span style="font-family: inherit;"><b>Pure Health Insurance/Mediclaim- </b>This plan is for your hospital expenses, medicines, and doctors fees. this will help you in the case when you need to stay more than one day in the hospital for your treatment. And also some days after when you leave the hospital and go home but your medicine is still going than the <b>health insurance</b> company will pay for your medical expenses. So that will help you to fight with the bills of Hospital, Doctors Bill, and Medicines Also.</span></li>
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<b><span style="font-family: inherit;">Final Words.</span></b><br />
<span style="font-family: inherit;">All Details Are Given On This Site Is Not 100% Accurate And Fixed. So Do Research And Inquiry In Your Level To Gain More Info. About This. Please Ask <b>Health Insurance</b> Company And Confirm All The Details. </span></div>
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Chandan Purviyahttp://www.blogger.com/profile/15839039397309341366noreply@blogger.com